1. Unsecured Loans
Business Loan:
A Business Loan is basically a borrowed amount of Capital from Banks / Non- Banking Financial Companies (NBFCs) to invest in a new or existing business set up. Business Loan helps you grow your small business and invest in Operations as well as Infrastructure requirements, if any
Loan amount Rs. 50,000 to Rs. 2 Crores Quick Sanction
No Collaterals required
Fair Interest Rates
Business Loans are provided to Proprietorship, Partnership, Pvt. Ltd., LLP and One Person Companies
Personal Loan:
Personal Loan is an unsecured loan that caters to all your Financial needs such as Travel, Home renovation, Medical emergency, Wedding, etc.
Loan amount – Rs. 50,000 to Rs. 50 Lacs Easy documentation
Quick Sanction
No Collaterals required Fair Interest Rates
Personal Loans are provided to Salaried Individuals
Education Loan:
Our Business Partner Banks understand Your ambitions as well as acknowledge Your Merit. So do not let Finances hold You back from enrolling Yourself in Your Dream University / Institute / College worldwide
Avail Loans of up to Rs. 50 Lacs without Collateral for Select Institutes
Get Preferential Rates for Top ranked Colleges and Universities
Enjoy Minimal and Simple documentation
Loans are directly disbursed to the Institution based on Fee structure
CGTMSE Loan:
Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) is jointly set up by Ministry of Micro, Small & Medium Enterprises (MSME), Government of India and Small Industries Development Bank of India (SIDBI) to catalyse flow of institutional credit to Micro & Small Enterprises (MSEs)
Credit Guarantee Scheme was launched to strengthen credit delivery system and to facilitate flow of credit to the MSE sector, create access to finance for un-served, under-served and underprivileged, making availability of finance from conventional lenders to new generation entrepreneurs
2. Secured Loans
Home Loan:
We at JB Financial Hub understand that a Home is not just a place to stay; it is much more than that! It is a place where you celebrate, deal with sorrows and enjoy the journey called Life. Even though you roam around the entire world, at the end of the day, for your happiness and relaxation, you would always want to go to your Own Home!!
A Home Loan is essentially an option where funds are provided to a Salaried Individual / Businessman / Self Employed / Entity for the Purchase, Construction, Extension or Renovation of a Residential Property. If you are a first-time buyer or planning to reduce your Housing Loan EMI by shifting your Loan to some other Bank, or you are planning to upgrade to your Dream Home, we are there to help You with the Best possible solutions that suits your needs.
Digital Processing and Sanctioning of Loan by most of the Private Sector Banks
Minimal Documentation Instant Provisional Sanction Tenure up to 30 Years
Mortgage Loan:
Loan Against Property (LAP) can be offered against your Residential or Commercial Property. It is an asset that can be used as a Collateral against a Loan, when you have a Financial requirement for your Personal needs such a Child’s Higher Education, Wedding or Medical emergency, or Business needs such as Expansion or a New Start up. Loan can be availed by Salaried and Self-employed Individuals
Digital Processing and Sanctioning of Loan by most of the Private Sector Banks
Attractive and Competitive interest rates Flexible Loan Tenure
Working Capital Loan:
Working Capital is the money that is used to conduct day-to-day operations of a Business. Without a free flow of Working Capital, a Company may not function efficiently. In order to ensure smooth Operational Performance of the Business, one can opt for a Working Capital Loan.
Companies that have seasonal Business Cycles or Cyclical sales may require a Working Capital Loan during Festive and / or slack seasons. Such Loans may be secured or unsecured, depending on the Loan Amount and the Financial Health of a Business. A Company’s Working Capital is also a reflection of its Financial Health and Liquidity position. A Working Capital Loan is primarily applicable for Small and Medium enterprises, and the Loan tenure varies from Bank to Bank.
Types of Working Capital Loans offered by most of the Banks are:
Cash Credit (CC) or Overdraft Facility (OD)
Term Loan(TL)
Letter of Credit (LC)
Bank Guarantee (BG)
Packing Credit (PCFC)
Commercial Property Loan:
An established Business owner always dreams of building a Profitable Business, which is only possible when you have the right workplace to achieve your Aspirations. We help you own the workplace of your choice so that you can take a step closer to achieve your Business Goals. Commercial Property Loan or Office Purchase Loans are mainly required in one of the following scenarios:
- Purchasing a New or Existing office
- Extension, Improvement or Construction of an office
- Transferring outstanding Loan availed from Another Bank / Financial Institution
Commercial Property Loan is available for Businessman, Self Employed and Non Self Employed Segments
Easy and hassle free documentation Attractive Interest rates
Flexible Loan tenure